Terms of Use

Last Updated: December 2024

1. Introduction

Welcome to the Affordable Housing Initiative Application System (the "System"). These Terms of Use govern your access to and use of this System. By accessing or using the System, you agree to be bound by these Terms.

2. Eligibility

You must be at least 19 years of age (the age of majority in British Columbia) to use this System. By using the System, you represent and warrant that you meet this age requirement.

3. Application Process

The System allows you to apply for affordable housing programs. You agree to:

• Provide accurate, current, and complete information during the application process
• Maintain and promptly update your information to keep it accurate and complete
• Not impersonate any person or entity or misrepresent your affiliation with any person or entity

4. Consent and Data Collection

By using this System, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy. This includes:

• Collection of your email address and application data
• Use of third-party identity verification services (Persona.io)
• Storage of consent records and timestamps

5. Identity Verification

As part of the application process, you may be required to complete identity verification through our third-party provider, Persona.io. This process may include:

• Biometric data collection (facial recognition)
• Government-issued identification verification
• Liveness detection

You will be asked to provide explicit consent before any biometric data is collected.

6. Acceptable Use

You agree not to:

• Use the System for any unlawful purpose or in violation of these Terms
• Attempt to gain unauthorized access to the System or its related systems
• Interfere with or disrupt the System or servers or networks connected to the System
• Submit false, misleading, or fraudulent information
• Use automated means (bots, scripts, etc.) to access the System

7. Intellectual Property

The System and its original content, features, and functionality are owned by [Entity Name] and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Disclaimer of Warranties

THE SYSTEM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, [ENTITY NAME] SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY.

10. Application Decisions

Submission of an application does not guarantee approval. All applications are subject to review and verification. [Entity Name] reserves the right to approve or deny any application at its sole discretion.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by updating the "Last Updated" date. Your continued use of the System after such changes constitutes acceptance of the modified Terms.

12. Termination

We may terminate or suspend your access to the System immediately, without prior notice or liability, for any reason, including breach of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of British Columbia, Canada, without regard to its conflict of law provisions.

14. Contact Information

If you have questions about these Terms, please contact us at:

[Entity Name]
[Address]
[Email]
[Phone]